Listening to talk radio this morning, I had to close my eyes, take a deep breath and try some relaxation techniques for fear of becoming so angry my heart gave out. There are two groups of people that are having trouble in our economy with the housing problem. The first group…idiots. Idiots that should never have gotten the loan that they did and purchased a home they knew they would never really be able to afford. This group is made up of approximately 3-4 million people, 3-4 million idiot people. The second group…the responsible. People that saved and responsibly purchased a home, within their means. This group is made up of 9-10 million people, who are now in trouble due to layoffs. Apparently, President Obama has decided that the first group of idiots should be significantly bailed out! Let’s throw money at them, that’ll teach them.
Let me say very clearly, I fully agree that something needs to be done. The foreclosures can not go on. Obviously. But why are we, the people – nay – responsible people going to be forced to PAY for these homes? Because that’s what he’s really saying. You and I, have saved and entered into contracts on loans that we KNEW we could afford. So tell me why my taxes will be raised to pay for these people? What are they thinking?? I’ll tell you exactly what is going through there mind. One word.
Entitlement.
Would you like a quote? Sure. “I won’t have to worry about putting gas in my car, I won’t have to worry about paying my mortgage”. Want another? No problem. “I have been at the same job at McDonalds for 4 and 1/2 years because of the fact that I can’t find another job. Do you have any plan to make them give me any better benefits than what I already receive??” Wait, wait, another? Easy. “I have an urgent need, unemployment and homelessness, a very small vehicle for my family and I to live in. We need our own kitchen and our own bathroom.” My favorite quote, I can’t find at the moment, but basically says – why should y’all live in nice homes and have nice cars. What about us.” Uh.
Entitlement.
Welcome to Obama-Nation.
What is that familiar quote? “Give a mouse a cookie…” Well, I can tell you this. After this new porkulus plan goes into effect, it won’t be a glass of milk. Once you let the government AND “beggers” with their hands out into your home, let that toe slip through the door. They’ll be asking for more than cookies and milk. They’ll want the drinks, appetizers, soup and salad, entree and dessert! They’ll want the kitchen it was cooked in and the doggie bag of leftovers. But don’t worry, you can look forward to the cherry on the top….they’ll raise your taxes to pay for the meal.
Best part of all? They’re going to turn around and hand that money over to your neighbor, you know, the one that leapt into a house they could NEVER afford! No problem. You have the money, so why would they have to worry?
This is America. Not the United States of Entitlement. What you are entitled to IN AMERICA, is capitalism. Free speech and free will. The freedom to GET A JOB. The freedom to BE RESPONSIBLE. The freedom to life a “wealthy” life. Let me clarify, we have the freedom to get up and go to work everyday, save for what we want and be happy. We make our own lives, we choose our own paths and choosing those paths sometimes have consequences. WE ARE NOT ENTITLED TO A HANDOUT!!
Personally, I think we should go ahead and allow all homeowners to refinance. Help each and every homeowner that has purchased a home, let them receive that lower interest rate. This will help the majority of homeowners in trouble now, will help others from falling into the foreclosure black hole, and not simply AWARD the idiot homeowners that shouldn’t be there in the first place. But it gives them another chance. If you can’t make it at that point, (excluding job loss cases) you shouldn’t BE IN THAT HOME.
I’m very passionate about mistakes being accounted for and the ones that made those mistakes being held responsible. The first person I place blame on are the homeowners themselves! WHY DID YOU GET INTO A LOAN YOU KNEW YOU COULD NEVER AFFORD!! The second place to throw blame is the government, the legislators that put so much pressure on the institutions to HAND OUT these bad loans??? The third, of course, are the lenders themselves. What did you think was going to happen? Did you think the rainbows and sunshine and skittles would go on forever? That the poor lending practices would actually pay off as opposed to crashing our economy?!? Hmm.
I wonder to myself what is making people stay at their jobs, continue paying on their cars and homes? Why should we do anything, if the government is simply going to pass out money? Perhaps I should sit on my deck at home and wait for the bills to fall from the sky. No matter that it’s being confiscated from the home next to mine, as long as it’s landing in my yard.
Well. I would like to be in control of my own life. I won’t have my hand out, begging for help when I can stand on my own two feet and help myself. I’ll refuse until I’m blue in the face to help another person that isn’t even TRYING to help themselves.
To everyone that is stuck in this unfortunate event due to the stupidy of others, I look forward to working with you to get our OWN rights back.
And our own, hard earned money.
